What would happen if you fell ill and could not pay the bills? Where would those funds come from?
Income protection provides monthly income when you’re too poorly to work for a long period of time as a result of illness or injury. This provides some security and reassurance when it counts and potentially leaves normal life undisrupted.
Generally cover between 50-60% of your gross annual income which will pay out after your chosen deferred period until you are able to return to work or the end of the policy term (whichever occurs first).
The deferred period is the period between going off work and your income payments commencing. The longer the deferred period the lower the monthly premium.
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