For anyone operating in the construction sector, arranging and managing insurance can be a complex and time consuming task. The need for a range of covers – from contractors all risks and professional indemnity, to non-negligence liability and building warranties cover – can mean working with multiple brokers. That can leave you relying on conflicting guidance and patchy industry knowledge – or worse, exposed by gaps in your cover or overpaying for cover you don’t need.
Make no mistake, avoiding those pitfalls is vitally important. It doesn’t matter if you’re running a construction company, operating as a construction contractor, working as a sole tradesman or as a consultant – securing the right insurance at the right price is about protecting your livelihood against the unexpected.